Understand how insurers score your driving
Safe Drive Rates explains what telematics programmes actually measure, how insurers convert driving events into scores, and what happens to your data. We cover the technical details, the variations between insurers and states, and the real limits of these programmes.
- What gets recorded Learn which driving behaviours telematics devices measure, which ones they do not, and why the gaps matter for your premium.
- How scores are calculated See how hard braking, acceleration, cornering, night driving and mileage translate into the numbers that affect your rate.
- Data and your options Understand data retention policies, privacy implications, and whether you can opt out without losing the programme's benefits.
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